The perfect solution for the home buyer who has down-payment funds but wants a secure HELOC for new home furnishings, immediate upgrades, or simply replenishing liquidity. When a HELOC is submitted to Symmetry within 120 days of the closing of the first mortgage, we will treat that loan as a Piggyback rather than a Standalone. Without requiring the HELOC to be closed concurrently with the first mortgage, you are provided with the certainty, pricing, and underwriting guidelines of a Piggyback and an average turn-time of only 10-12 business days. Contact your Area Manager today to learn how a Post-Close Piggyback can help your borrowers enjoy their new purchase even more!