Our Products

A Symmetry Piggyback is a HELOC closed concurrently with a first mortgage on the same subject property. Our Piggyback HELOC brings you the certainty you need in your combo purchase or refinance transaction. This is the perfect product for borrowers who want to avoid jumbo guidelines or mortgage insurance, or who need increased flexibility with their long-term liquidity planning. And with turn-times averaging 7-10 business days, we remain true to our commitment to service, speed, and simplicity. Visit our Knowledge Center to view rates, guidelines, and instructions for submitting your Symmetry Concurrent Piggyback. Contact your Area Manager today to learn how to add this great product to your toolkit.

The perfect solution for the home buyer who has down-payment funds but wants a secure HELOC for new home furnishings, immediate upgrades, or simply replenishing liquidity. When a HELOC is submitted to Symmetry within 120 days of the closing of the first mortgage, we will treat that loan as a Piggyback rather than a Standalone. Without requiring the HELOC to be closed concurrently with the first mortgage, you are provided with the certainty, pricing, and underwriting guidelines of a Piggyback and an average turn-time of only 10-12 business days. Contact your Area Manager today to learn how a Post-Close Piggyback can help your borrowers enjoy their new purchase even more!

Symmetry Lending’s Standalone HELOC offers a second mortgage solution to borrowers more than 120 days after closing on their first mortgage. This is a great product for a homeowner's cash-out, debt consolidation, and home improvement needs. With all workflow and borrower contact staying in your control and turn-times averaging 3 weeks, or less for cleaner files, this product can help you elevate your client business and relationships. Contact your Area Manager today to learn how to use this product to protect your relationships!

This product is designed for the borrower who owns their first home free and clear and seeks financing for home improvement projects or other cash-out needs. A convenient alternative to a traditional amortizing first mortgage with a fixed payment, a 1st Lien HELOC offers your borrowers a line of credit for those flexible liquidity needs. Contact your Area Manager today to learn how to qualify your borrowers for this helpful financing tool!